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Advantages of Mortgage Brokers in Home Loans

When you’re ready to purchase a home do you know who to go to for your mortgage loan? Do you know the difference between a mortgage banker and a mortgage broker? The main difference between the two types of lenders such as: 1) Mortgage Broker – they originate loans with the intent of selling them to wholesale lending institutions; 2) Mortgage Banker – they are lenders that are big enough to originate loans plus package… Read more

Mortgage Brokers – Why You Should Consider Using a Mortgage Broker For Your Home Loan

A mortgage broker will save you time, effort and most likely money in selecting a home loan. To do this, they will do the following:

Assess your needs

A mortgage broker takes the time to discuss your needs and circumstances with you. This gives the broker the opportunity to determine which type of home loan is most suitable depending on your current needs and financial circumstances.

As part of the process, you will need to… Read more

Refinancing Your Home – Broker Vs Bank

Having come from a wholesale lending background and having to work with mortgage brokers, I developed a soft spot for them. Much of what has happened in the economy today with the real estate meltdown has been blamed on them. Do I think that is fair? Well, they are not completely innocent, but let’s not forget banks where offering these products, Wall Street was then buying these loans….and the simple thing many forget….people were signing… Read more