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Advantages of Mortgage Brokers in Home Loans

When you’re ready to purchase a home do you know who to go to for your mortgage loan? Do you know the difference between a mortgage banker and a mortgage broker? The main difference between the two types of lenders such as: 1) Mortgage Broker – they originate loans with the intent of selling them to wholesale lending institutions; 2) Mortgage Banker – they are lenders that are big enough to originate loans plus package… Read more

Mortgage Brokers – Why You Should Consider Using a Mortgage Broker For Your Home Loan

A mortgage broker will save you time, effort and most likely money in selecting a home loan. To do this, they will do the following:

Assess your needs

A mortgage broker takes the time to discuss your needs and circumstances with you. This gives the broker the opportunity to determine which type of home loan is most suitable depending on your current needs and financial circumstances.

As part of the process, you will need to… Read more

Refinancing Your Home – Broker Vs Bank

Having come from a wholesale lending background and having to work with mortgage brokers, I developed a soft spot for them. Much of what has happened in the economy today with the real estate meltdown has been blamed on them. Do I think that is fair? Well, they are not completely innocent, but let’s not forget banks where offering these products, Wall Street was then buying these loans….and the simple thing many forget….people were signing… Read more

Is there such a thing as Cheap Organic Food?

Are Organic foods really worth their, sometimes, high prices? Is there any way to make organic eating affordable?

Many times people’s biggest resistance to buying organic is the higher price. But there are ways to make organic eating cheaper and much more affordable for you and your family.

What exactly is Organic Food?

Organic food is food grown or raised without the use of synthetic (chemically formulated) pesticides, herbicides, fungicides, or fertilizers. This method… Read more

Healthy Restaurant Eating

Healthy restaurant eating is possible and can be much easier than you think. If your schedule has your traveling a lot or opting for take out often, use the ideas below to stick to your healthy meal plans while still enjoying your meal out.

Here is my plan of attack whenver I am on vacation, traveling for business or just in a situation that has me ordering out more than I am able to… Read more

Eating Healthy While Traveling

It’s difficult enough these days to maintain a healthy eating plan, let a long keep a healthy diet while traveling. I am no stranger to maintaining a healthy eating plan while being on the road. I do a good amount of traveling myself, and my clients and readers are asking me all the time:

“Isabel, I am always on the go. How can I stick to my healthy eating plan and still live my life?”… Read more

3 Simple, Healthy Meal Plans You Can Start Right Now

Is it possible to put together a simple and healthy meal plan? One that is not going to be complicated and hard to follow? Yes. It is possible and I will show you how. The healthy meal plans below will help you achieve your health goals while simultaneously shedding fat off your body.

Here are 3 healthy meal plans you can get started on right now.

Breakfast

Protein should be included in every meal throughout… Read more

Does FAT make you FAT?

YES and NO. The right answer to this question is dependent on what type of fat we’re talking about. Certain fats are actually essential for so many important bodily functions, but the wrong kind of fat can lead us down an unhealthy path to weight gain and a long list of diseases.

Fat to Avoid

Hydrogenated Oils
You have probably already heard in the media or just about anywhere that hydrogenated oils are detrimental… Read more

Coconut Oil can help you Lose Fat

Coconut Oil is a wonderful healthy food that has been shown to increase metabolism and assist in burning unwanted fat off your body. It is a wonder food that has been around for centuries and a great addition to any fat burning meal plan.

Unfortunately, some people have a really hard time believing that coconut oil is not “fattening” or “dangerous”. We have all been falsely led to believe that fat, especially saturated fat, is… Read more

Butter: Good Fat or Bad Fat?

People are often shocked when they see how much butter I use and eat in one day. But I know the real truth; Butter is a good fat and can actually help you lose weight.

Unfortunately, people thinking butter is unhealthy is a very common misconception. People still think that butter and saturated fats are the reason heart disease is one of the top killers in this country (and now in many other countries as… Read more

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